Privacy Policy
Last updated: February 16, 2021
Insurance Licensing
keypersoninsurance.ca is a website owned and operated by Only Insurance Inc. dba The Term Guy. Only Insurance Inc. is a licensed life insurance agency registered with the Financial Services Regulatory Authority of Ontario, providing services to residents of Ontario, Alberta, and British Columbia.
About This Policy
This Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your information when You use the Service and tells You about Your privacy rights and how the law protects You. We use Your Personal data to provide and improve the Service. By using the Service, You agree to the collection and use of information in accordance with this Privacy Policy.
Definitions
The words of which the initial letter is capitalized have meanings defined under the following conditions.
Data We Collect
While using Our Service, We may ask You to provide personally identifiable information including: phone number, first and last name, date of birth, and usage data.
Usage Data is collected automatically and may include your IP address, browser type, pages visited, time and date of your visit, and other diagnostic data.
If you proceed with an insurance application through this website or by telephone, we will collect information necessary to process your life insurance application — including personal contact information, medical information, and financial information. This information is shared with insurance companies and medical companies as required to process your application. All data is maintained on servers physically located in Toronto, Ontario.
How We Use Your Data
— To provide and maintain our Service.
— To contact You regarding your insurance inquiry.
— To manage Your requests to Us.
— For data analysis and to evaluate and improve our Service.
Retention of Your Personal Data
The Company will retain Your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy, to comply with legal obligations, resolve disputes, and enforce our legal agreements and policies.
Security of Your Personal Data
The security of Your Personal Data is important to Us, but no method of transmission over the Internet or method of electronic storage is 100% secure. While We strive to use commercially acceptable means to protect Your Personal Data, We cannot guarantee its absolute security.
Children's Privacy
Our Service does not address anyone under the age of 13. We do not knowingly collect personally identifiable information from anyone under the age of 13. If You are a parent or guardian and You are aware that Your child has provided Us with Personal Data, please contact Us.
Links to Other Websites
Our Service may contain links to other websites not operated by Us. We strongly advise You to review the Privacy Policy of every site You visit. We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites.
Changes to This Policy
We may update Our Privacy Policy from time to time. We will notify You of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date. You are advised to review this Privacy Policy periodically.
Contact Us
If you have any questions about this Privacy Policy, contact us at glenn@thetermguy.ca or 416.642.6820.